SERVICE

Insurance Fraud

Exposing Fraud. Protecting the Truth. Saving Billions.

Insurance fraud is one of the most costly crimes in America—impacting consumers, businesses, and insurers alike. Every year, billions of dollars are lost due to staged accidents, exaggerated injuries, and false claims. As premiums rise across the board, honest policyholders and companies are left to carry the burden.

Eyes on You Investigations, Inc. is at the forefront of detecting, documenting, and preventing fraudulent insurance claims across Florida. Whether you’re a national insurance carrier, a local attorney, or a self-insured employer, our investigative team brings decades of experience and proven tactics to protect your interests and your bottom line.

Why Insurance Fraud Investigations Matter

Fraudulent claims can:

  • Lead to increased insurance premiums for everyone
  • Cause delays in legitimate claim processing
  • Result in wrongful settlements or payouts
  • Undermine trust in the legal and insurance systems

Our mission is simple: expose the falsehoods and provide you with irrefutable evidence to deny, defend, or litigate claims rooted in deception.

Types of Insurance Fraud We Investigate Workers’ Compensation Fraud

One of the most common and damaging forms of insurance fraud, Workers’ Compensation Fraud can involve staged injuries, exaggerated medical conditions, or claimants working elsewhere while receiving benefits. Our investigators document claimant activity, monitor daily routines, and uncover inconsistencies between the injury claims and reality.

We also investigate employer-side fraud, such as premium evasion, unreported injuries, or worker misclassification. Read more about our Workers’ Compensation Fraud Investigations here.

Health Care Insurance Fraud

From inflated treatment claims to completely fictitious medical procedures, health care insurance fraud is a growing concern among providers and insurers. We work with insurance companies, healthcare networks, and legal counsel to investigate:

  • Phantom billing (charging for services never rendered)
  • Unnecessary medical procedures
  • Double billing
  • Fraudulent providers or clinics
  • Collusion between patients and healthcare professionals

Through record reviews, witness interviews, and surveillance of both claimants and providers, we gather actionable intelligence to build solid defenses against fraudulent claims.

Automobile Insurance Fraud

Fraudulent car accident claims continue to strain the auto insurance industry. These may include:

  • Staged collisions
  • Phantom passengers added after the accident
  • False injury reports
  • Multiple claims across jurisdictions for the same event
  • Fake or exaggerated vehicle damage reports

Our investigators analyze accident reports, conduct accident scene canvassing, and use surveillance to verify whether claimants are as injured or incapacitated as they claim.

How We Investigate

Eyes on You Investigations, Inc. uses a blend of modern technology, human intelligence, and real-world surveillance techniques to deliver irrefutable results. Our process typically includes:

  • Activity checks and covert surveillance
  • Vehicle tracking and route monitoring
  • Social media and online behavior analysis
  • Background checks on all involved parties
  • Witness interviews and recorded statements
  • Neighborhood canvassing for video evidence (commercial and residential)
  • Medical record reviews and pre-existing injury discovery

Real-World Fraud Scenarios We’ve Uncovered

  • Claimant Jogging Daily: A man collecting long-term disability was seen jogging 5 miles every morning. Surveillance footage and timestamps debunked his injury claim in court.
  • Staged Supermarket Slip: A woman who claimed to fall in a grocery aisle was seen on video pouring olive oil and glancing around before staging her fall. Our findings led to a complete denial of her six-figure claim.
  • Unreported Side Job: An injured construction worker receiving benefits was caught on video working full days under a friend’s LLC. The case was referred for prosecution.

Who We Work With

Our insurance fraud investigation clients include:

  • Insurance carriers (local and national)
  • Self-insured employers
  • Law firms
  • Third-party administrators (TPAs)
  • Private businesses
  • Public agencies

Why Choose Eyes on You Investigations

  • More than 40 years of combined investigative experience
  • Discreet and court-admissible documentation
  • Customized surveillance and intelligence plans
  • Licensed and insured in the State of Florida
  • Trusted by major insurers and legal professionals
  • Real-time communication and status updates

Get Ahead of the Fraud

Fraud never sleeps—and neither do we. If you suspect a false claim is being filed or paid out, time is of the essence. Early investigation can save your company thousands—or even millions—in wrongful payouts.

📞 Call us now at (305)244-1953 for a confidential consultation. We are available 24/7 to take your call.

Related Services:
Workers’ Compensation FraudSurveillanceBackground Checks